Self-employed income protection insurance is an insurance policy that pays out a tax-free proportion of your pay if you have an injury or become ill to the point where you cannot return to work.
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Group income protection insurance a policy that held and paid for by the employer. It is designed to support your employees’ financially if they are unable to work because of an illness or injury.
In the UK alone, over 1 in 3 people will develop a critical illness, for instance a form of cancer, in their lifetime.
Executive Income Protection is designed for companies that pay for a monthly income accident and sickness plan if an employee finds themselves unable to work because of an illness or injury.