We at Income Protection Expert are great fans of income protection, as it simply provides the most comprehensive financial protection against illness that exists. However, you must be aware that it is a complex product and you need to do two important things to ensure you get genuine protection and the lowest available premium. Doing this without professional advice is virtually impossible.
The guide below provides a basic outline of everything that you need to know when taking out an income protection policy. If you want more detail then just click the “More Information” link in each section of the guide and you can go through each of the important topics in greater detail.
It is essential to note that the information contained on this site is NOT a substitute for qualified financial advice and we strongly recommend that you speak to an income protection expert BEFORE taking out this type of policy.
- Select the best policy for your specific work activities.
- Set up all of the policy options to match your circumstances.
Please note that a number of the policies shown cannot be taken direct with the insurer, as they insist that they are taken out through a suitably qualified adviser, to avoid mistakes.
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